According to the NCCI, The answer to that question is maybe. While WC laws provide compensation for “occupational diseases” that arise out of and in the course of employment, many state statutes exclude “ordinary diseases of life” (e.g., the common cold or flu). There are occupational groups that arguably would have a higher probability for exposure such as healthcare workers. However, even in those cases, there may be uncertainty as to whether the disease is compensable. Would time away from work during recovery be considered “temporary disability” or is it just normal “sick time”? https://www.ncci.com/Articles/Pages/Insights-COVID19-WorkersComp.aspx
Interesting article on the spread of Coronavirus. https://www.nytimes.com/interactive/2020/03/22/world/coronavirus-spread.html?smid=tw-nytimes&smtyp=cur
Solar Installer Workers' Compensation Insurance provides financial protection for employees who suffer job-related injuries or illnesses while assembling, mounting, or maintaining solar energy systems.
ReplyDeleteGiven high-risk working conditions—such as operating at elevated heights on rooftops, working with high-voltage electrical wiring, and handling heavy photovoltaic equipment outdoors—solar installation carries elevated occupational hazards.
Key Coverage Includes:
Medical Expenses: Covers emergency care, surgeries, physical therapy, and ongoing treatments.
Disability Benefits: Replaces a portion of lost wages during recovery (temporary or permanent).
Employer Liability: Protects the business against lawsuits related to workplace injuries.